Cookie Policy

What Are Cookies?

Cookies are small text files that get stored on your device when you visit websites. Think of them as sticky notes your browser keeps to remember things about your visit. Some stick around for years, others disappear the moment you close your browser.

We use cookies to make melquarion.com work properly and to understand how people interact with our financial modeling resources. They help us remember your preferences, keep you logged in, and figure out which content actually helps our audience.

Types of Tracking We Use

How We Actually Use This Information

Let me be specific about what we do with the data cookies collect:

• We track which financial modeling tutorials people complete to understand what's working and what needs reworking.
• Session cookies keep you logged in while you're working through course materials—so you don't have to sign in every time you click to a new page.
• Analytics show us if people are finding what they're looking for or bouncing away confused. This tells us when our navigation needs improvement.
• We monitor site speed and performance issues so we can address technical problems before they affect your experience.
• Preference cookies remember settings like your timezone for program schedules or whether you've dismissed certain notifications.

We don't sell cookie data to third parties. We don't use it for advertising that follows you around the internet. The information stays within our team to improve melquarion.com for analysts learning financial modeling.

Third-Party Tracking

Some cookies on melquarion.com come from services we use rather than directly from us. For instance, if we embed a video tutorial, that video platform might set its own cookies. Or if we use an analytics service to understand traffic patterns, they'll place tracking cookies too.

These third parties have their own privacy policies, which honestly can be a pain to dig through. But we're selective about which services we use and try to work with providers who respect user privacy.

Data Retention

Different cookies stick around for different lengths of time:

You can delete cookies anytime through your browser settings. They'll regenerate on your next visit to melquarion.com, but any data stored in the old cookies will be gone.

Changes to This Policy

Technology changes. Regulations change. Our practices might change too. If we make significant updates to how we use cookies, we'll update this page and note the revision date at the top.

For major changes that affect your privacy rights, we'll try to notify you directly through email or a prominent notice on the site. But it's worth checking back here occasionally if you're curious about what's current.